Fayetteville/Fort Bragg/ Sandhills NC

VOL6 ISS1 2016

Issue link: http://emagazine.relocationguide.biz/i/644019

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Page 66 of 101

Volume 10—Issue 1 63 THE ORIGINAL RELOCATION GUIDE — FAYETTEVILLE | FORT BRAGG | SANDHILLS REGION VOLUmE 6 — ISSUE 1 H E LO C S P E C I A L . O P E N A F I R S T B A N K P R E M I E R H O M E E Q U I T Y L I N E A N D G E T A N A M A Z I N G R AT E F O R 1 2 M O N T H S . Now you can spruce up your home, and your wallet. Our low-interest Premier Home Equity Line of Credit gives you a fnancially smart way to fund home improvements, large purchases or even college tuition. Ofer ends soon! L O C A L F I R S T B A N K . C O M / H E L O C - S P E C I A L F O R A L I M I T E D T I M E O N L Y ! G I V E Y O U R S E L F S O M E C R E D I T HOME EQUITY RATES AS LOW AS 1.99 % F I X E D A P R F O R 1 2 M O N T H S THEN AS LOW AS 3.50 % VA R I A B L E F O R T H E L I F E O F T H E L I N E ( P R I M E + 0 . 0 0 % ) APR * APR * *Annual Percentage Rate (APR) of 1.99% is an introductory rate for 12 months available to qualifed borrowers. Thereafter, the APR may vary based on the Prime Rate as published in the Wall Street Journal. The rate at the end of the initial 12 month period will be Prime + 0.00%. As of January 1, 2016, the Prime Rate is 3.50%. During the remaining term of the HELOC, the interest rate will be subject to a minimum rate of 3.50% and a maximum of 18%. To qualify for the introductory APR, the applicant must have: less than 80% combined loan-to-value, a 700+ credit score and close a new HELOC secured by a frst or second lien on the borrower's primary residence during the promotion period. The minimum eligible line for the promotional rate is $25,000. There is no origination fee or appraisal fee charged to open a First Bank HELOC of $25,000 or more. Borrower will be responsible for a closing fee of $250. No annual fee. All applications are subject to credit approval and collateral evaluation. Not all customers will qualify for this promotional offer. This promotion is available for a limited time and is only available for HELOCs originated at First Bank's Fayetteville, NC branch. This promotion may be discontinued at any time. Equal Housing Lender | Member FDIC

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