Charlotte Relocation Guide

VOL1ISS1 2017

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THE ORIGINAL RELOCATION GUIDE — CHARLOTTE | VOLUME 1 — ISSUE 1 56 RELOCATING SENIORS Benefits of Working with a CSHP BY LAUREL HYATT As the age of those of us needing relocation services across the nation increases so do the distinct needs and challenges. Moving for those considered "seniors" is a little different than when we just left college and could pack everything we owned in the back of a station wagon, find an over-the-garage apartment and we were set. Along life's way we collected memories, furnishings, art, books, music and all the other things that represent a life well-lived. We too have changed — our love of "the countryside", "the beach", or "the city" may well determine where we want to spend our time and energy. Whether you're faced with the challenge of selling a long- time family home place, or are ready to move on and need to know what options are available to you, it may be time to seek out some help. This is where the benefits of working with a Certified Senior Housing Professional (CSHP) may best be seen. CSHPs are specialists who complete extensive coursework to deal with the challenges that are uniquely related to late-in-life transitions. They are far more committed to serving the needs of seniors seeking to relocate than the average real estate agent. CSHPs will help create a customized marketing approach to selling your property, and can also work with you to explore your new housing options to ensure that your next "forever" home best serves your current and future needs. They have certified specialists with specialized knowledge about everything from reverse mortgages, the uses of pensions, 401k accounts, and IRAs in real estate transactions, as well as the ability to help you steer clear of loan schemes and scams that victimize aged 50+ borrowers. The most exceptional aspect of dealing with a Certified Senior Housing Professional is their commitment to treat every client as a unique individual not influenced by assumptions or stereotypes. They are well informed about various housing options available in each community and can be relied upon to navigate every aspect of the housing procedure. Just knowing that the sentimental component and the financial component are intertwined tightly in any decision making process is reason enough to enlist their help. Contact a Certified Senior Housing Professional before you move. For more information on CSHPs go to www.seniorsrealestateinstitute.com [] Your Insurance Relocation Check List Moving means more than a new address… be sure you also make these changes: Health Insurance New Physicians in Network with your Provider New Dentists in Network with your Provider A new policy is usually required if you are moving to a new state or a different county. Over 65? Update your Medicare insurance information Find health care providers who are accepting new Medicare patients A new policy is usually required if you are moving to a new state or a different county. Homeowners / Renters Insurance Update your policy Change Agent to one in your new area Automobile Insurance Update your policy Change Agent to one in your new area Investments Update your contact information Find a new financial planner Retirement Income and Social Security Update your contact information Review your retirement income plan 704.962.9882 | 2752 Pleasant Rd., Suite 101 | Fort Mill, SC 29708 Moving to a new city doesn't have to be overwhelming. The Padelford Agency is here to help you meet these needs. Give us a call for a free consultation to help you check off everything on your insurance relocation check list! Eric Padelford Independent Agent Near I-77 and Gold Hill Road

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